While people now in their fifties or sixties are grappling with the problem of shrinking employer pension plans, and wondering whether to roll over their pensions assets (two subjects that receive substantial attention in this book), baby boomers are in a different predicament. They may never have been in one job long enough to have acquired any meaningful pension. And they face other unique problems. Having decided to marry and have children later, odds are they'll be putting their kids through college while simultaneously worrying about their aging parents. When you face financial burdens like these, it's hard to think about retirement. Grow Rich Slowly can help, by providing information distilled from Merrill Lynch's extensive research into retirement planning and vast knowledge of investment principles.